Can I accept Bitcoin without KYC?

Yes, with a non-custodial processor. Because BoreLine never holds your funds, payments are simply your own wallet receiving Bitcoin on chain. You register a watch-only ZPUB and sign in with a hardware-wallet signature, so there is no identity verification and no personal data to submit.

Why do most Bitcoin processors require KYC?

Because they take custody of your money. Holding customer funds makes them regulated money-service businesses, which obliges them to verify identities. BoreLine avoids this entirely by never possessing the funds, so the KYC obligation does not apply to you as a merchant receiving to your own wallet.

What data does BoreLine collect about me?

A username you choose, the public extended key (ZPUB) of your wallet, and your invoice records. No name, no address, no ID document. You authenticate by signing a challenge with your wallet, so there is not even a password.

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No-KYC Bitcoin Payments

Accept Bitcoin with no KYC.

Most Bitcoin payment processors ask for your identity because they hold your money, so they are regulated as custodians. BoreLine never touches your funds, so there is nothing to KYC. You sign in with a wallet signature, register a watch-only public key, and payments settle straight to your own wallet. No passport, no selfie, no personal data handed over.

Why no custody means no KYC

The reason is structural, not a promotion.

KYC exists because a business holds someone else's money. A custodial Bitcoin processor receives your customers' payments into a pooled account it controls, which makes it a regulated custodian obliged to identify its users.

BoreLine is non-custodial. Each invoice derives an address from your own wallet's public key, and Bitcoin flows on chain from your customer straight to you. BoreLine only reads the public blockchain and never holds a balance, so there is no custodial relationship and nothing to verify.

BoreLine vs custodial processors

	BoreLine Pay	custodial processors
Identity verification (KYC)	None	Required
Who holds your funds	You only, your own wallet	The processor, pooled
Sign-in	Wallet signature, no password	Email, password, ID
Personal data collected	None (username + public key)	Name, ID, address
Where payments land	Your wallet, on chain	Their account, paid out later

Comparison reflects the non-custodial model BoreLine is built on. Product names are trademarks of their respective owners; this page is not affiliated with or endorsed by custodial processors.

What you keep by staying no-KYC

Privacy. You hand over no identity documents and no personal data, and you sign in with your wallet rather than a password.

Sovereignty. No third party can freeze a balance, because there is no balance held on your behalf. The money is in your wallet from the first confirmation.

Speed. No verification queue. Register a ZPUB, verify the derived address against your own wallet, and you can take your first payment in minutes.

Non-custodial Bitcoin payments · BitPay alternative · BTCPay Server alternative

Start free with a fresh empty wallet, no KYC and no card. Pay a test invoice yourself and watch it land straight in your own wallet.

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