If you want to accept Bitcoin without a processor holding your money first, BoreLine Pay is a non-custodial alternative to BitPay. Each invoice derives a fresh address from your own wallet's ZPUB, so payments settle straight to you on chain. No account balance, no payout step, and no percentage skimmed off your sales.
This is the distinction that matters most when you choose a Bitcoin processor.
A custodial processor receives your customers' Bitcoin into its own system, holds the balance, and settles to you later, on its terms. BoreLine never possesses the money at any point. You register a watch-only ZPUB, BoreLine derives a receiving address per invoice, and the payment goes straight from your customer to a wallet only you control. BoreLine watches the chain and sends a signed webhook when it confirms, but it holds no key that could move your funds.
| BoreLine Pay | BitPay | |
|---|---|---|
| Custody of funds | Non-custodial, your wallet | Account-based |
| Settlement | Direct on chain, per invoice | Into a hosted balance |
| Per-transaction fee | 0%, flat monthly only | Percentage-based |
| Verify addresses yourself | Yes, against your wallet | Not applicable |
| Auth model | Hardware-wallet signature | Account login |
| Open-source core logic | Yes | No |
Comparison reflects the non-custodial model BoreLine is built on. Product names are trademarks of their respective owners; this page is not affiliated with or endorsed by BitPay.
Self-custody by design. No pooled balance means nothing to freeze, and no counterparty whose outage or failure could hold your revenue hostage.
Keep 100% of each sale. A flat monthly subscription and zero percentage per transaction, so your fee does not scale with your volume.
Prove it before you trust it. Because derivation is public and deterministic, you can check the addresses BoreLine shows against your own wallet, and the core logic is open source.
Try it free with a fresh empty wallet. Pay a test invoice yourself and watch the money land straight in your own wallet, before you commit a cent.
Start free →