If you want Bitcoin payments without a processor holding and converting your money, BoreLine Pay is a non-custodial alternative to CoinGate. Payments derive from your own wallet's ZPUB and settle straight to you on chain, with a flat monthly fee and no percentage per sale.
This is the distinction that matters most when you choose a Bitcoin processor.
A custodial processor receives your customers' Bitcoin into its own system, holds the balance, and settles to you later on its terms. BoreLine never possesses the money. You register a watch-only ZPUB, BoreLine derives a fresh receiving address per invoice, and the payment goes straight from your customer to a wallet only you control. BoreLine watches the chain and sends a signed webhook when it confirms, but holds no key that could move your funds.
| BoreLine Pay | CoinGate | |
|---|---|---|
| Custody of funds | Non-custodial, your wallet | Account-based |
| Settlement | Direct on chain, per invoice | Into a hosted balance |
| Per-transaction fee | 0%, flat monthly only | Percentage-based |
| KYC / identity | None | Required |
| Verify addresses yourself | Yes, against your wallet | Not applicable |
| Open-source core logic | Yes | No |
Comparison reflects the non-custodial model BoreLine is built on. Product names are trademarks of their respective owners; this page is not affiliated with or endorsed by CoinGate.
Self-custody by design. Nothing pooled to freeze, no payout step, no counterparty risk.
Flat, predictable cost. A monthly subscription with zero percentage per sale.
Verify, don't trust. Check the derived addresses against your own wallet; the core logic is open source.
Try it free with a fresh empty wallet. Watch a test payment land straight in your own wallet before you commit a cent.
Start free →