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Legal

Legal & Policies

Terms of Service

Last updated: 23 June 2026

1. Who we are

BoreLine Pay ("BoreLine", "we", "us") is operated by BoreLine Pay, based in Germany, Europe. We provide non-custodial Bitcoin payment infrastructure that lets merchants ("you") accept Bitcoin payments directly to their own wallets. By creating an account or using the service, you agree to these terms.

2. What the service does

BoreLine generates unique Bitcoin receiving addresses derived from your own extended public key (ZPUB), monitors the blockchain for incoming payments, and notifies you when a payment confirms. BoreLine is non-custodial. We never hold, control, or have the ability to move your funds. Every payment goes directly from your customer to a wallet that only you control.

3. Your ZPUB and your responsibility

  • You are solely responsible for the security of your hardware wallet, seed phrase, and private keys. We never see them and can never recover them.
  • You are responsible for providing a correct ZPUB. Funds sent to addresses derived from a ZPUB you do not control cannot be recovered by us.
  • You are responsible for verifying that derived addresses match your hardware wallet before accepting payments. We provide tools to do this.
  • You are responsible for fulfilling orders, handling refunds, and any tax obligations arising from your sales.

4. Subscriptions and payment

Access to BoreLine requires an active subscription paid in Bitcoin, billed at the flat monthly rate shown for your chosen plan. Subscriptions are paid in advance. We take no percentage of your transactions. If a subscription lapses, your account is suspended but your ZPUB, products, and settings are preserved. Because payments are made in Bitcoin and are irreversible, subscription fees are generally non-refundable except where required by applicable law.

5. Acceptable use

You agree not to use BoreLine for any unlawful purpose, including money laundering, financing of illegal activity, fraud, or the sale of goods or services prohibited in your jurisdiction. You are responsible for complying with all laws applicable to your business, including licensing, consumer protection, and anti-money-laundering rules. We may suspend or terminate accounts that violate these terms or applicable law.

6. Availability and "as is"

We work to keep the service reliable, but it is provided "as is" and "as available" without warranties of any kind. We do not guarantee uninterrupted operation, error-free monitoring, or that every payment will be detected within a specific time. Blockchain conditions, network congestion, and third-party data sources are outside our control.

7. Limitation of liability

To the maximum extent permitted by law, BoreLine is not liable for any indirect, incidental, or consequential damages, lost profits, or lost funds arising from your use of the service, including missed or delayed payment detection, incorrect wallet configuration, or blockchain reorganisations. Because we never hold your funds, we are not responsible for the custody, loss, or theft of your Bitcoin. Nothing in these terms limits liability that cannot be limited by law.

8. Changes and termination

We may update these terms; material changes will be posted here with a new date. You may stop using the service at any time. We may suspend or end access for breach of these terms, non-payment, or legal reasons.

9. Governing law

These terms are governed by the laws of Germany, without regard to conflict-of-law rules. Disputes are subject to the competent courts of Germany.

10. Contact

Questions about these terms: email borelineapp@proton.me.

Privacy Policy

Last updated: 23 June 2026

1. Controller

The data controller is BoreLine Pay, based in Germany, Europe. Contact for privacy matters: email borelineapp@proton.me.

2. What we collect

  • Account data: your chosen username and your extended public key (ZPUB). The ZPUB is view-only; it lets us derive receiving addresses but cannot spend funds.
  • Payment metadata: invoice records, amounts, derived addresses, transaction IDs, and timestamps. These are public blockchain facts plus the records needed to operate the service.
  • Customer details you collect: if you enable shipping or contact collection on your invoices, the data your customers enter (such as name and address) passes through our system to you. You are the controller of that data toward your customers.
  • Technical data: IP address and basic request logs, used for security, rate limiting, and abuse prevention.

3. What we do NOT collect

We never collect your seed phrase, private keys, or any information that could move your funds. We do not require your legal name or email to operate a merchant account. We do not sell your data, and we do not run third-party advertising or tracking.

4. Why we process it (legal bases)

  • Contract: to provide the service you signed up for (deriving addresses, monitoring payments, notifying you).
  • Legitimate interests: security, fraud and abuse prevention, and keeping the service reliable.
  • Legal obligation: where we must retain or disclose data to comply with the law.

5. How long we keep it

We keep account and invoice data for as long as your account is active and as needed to operate the service and meet legal retention requirements. Customer details collected at checkout are retained only as long as needed and then deleted. When you delete your account, we remove your merchant record, ZPUB, API keys, and related data.

6. Sharing

We use a small number of service providers to operate (for example, blockchain data and messaging delivery). We share only what is necessary for them to perform their function. We do not sell personal data to anyone.

7. Your rights

Under the GDPR you have the right to access, correct, delete, restrict, or port your data, and to object to certain processing. You can exercise the two most common rights yourself, instantly, from your dashboard: go to Settings, where Download my data exports everything we hold about your account as a file, and Delete my account permanently removes your merchant record, ZPUB, API keys, and related data. For any other request, or if you need help, email us at borelineapp@proton.me. You also have the right to lodge a complaint with your data protection authority.

8. International transfers

Where data is processed outside your country, we rely on appropriate safeguards as required by law.

9. Changes

We may update this policy; the latest version is always shown here with its date.

Cookie Policy

Last updated: 23 June 2026

Our approach

BoreLine is built to be privacy-respecting. We do not use advertising cookies, third-party tracking, or analytics that profile you across sites.

What we do use

  • Essential session storage: when you sign in to your dashboard, we store a session token in your browser so you stay logged in. This is strictly necessary for the service to work and is removed when you sign out or the session expires.
  • No analytics or ad cookies: we do not set marketing or cross-site tracking cookies.

Managing storage

Because we only use strictly necessary storage, no consent banner is required for tracking. You can clear your browser storage at any time through your browser settings; doing so will sign you out of the dashboard.

Changes

If we ever introduce non-essential cookies, we will update this policy and request consent where the law requires it.

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